Chabaria was born in Mumbai. She comes from a Sindhi family. Her family has no connections with Bollywood or any other Indian movie industry. Her father is a dentist Dr. Ashok Chabria, and her mother Sunita Chabria is a designer for beaded curtains and pelmets. She has a younger brother named Abhishek.Chabaria was modeling since the age of 3 years. She was the Farex Baby, and appeared in several commercials like, Maggi Noodles, Pepsodent Tooth Paste, Clean and Clear Facewash, Amul Frostick Ice-cream, Lml Trendy Scooter, Krach Cream.
After completing her education, Aarti shot into fame when she was crowned Miss India WorldWide in 1999. She then appeared in the music videos – Sukhwinder Singh’s Nashi Hi Nasha, Adnan Sami’s Roothe Hue Hai Kyo (from album Tera Chehra) and another one titled Madhubala.
She made her debut in Bollywood with Tumse Achcha Kaun Hai in 2002, but before that she had also acted in a cameo role in Akansha and Lajja in 1989 and 2001 respectively. She portrayed the roles of an NRI tapori in Awara Paagal Deewana, of a woman with a split personality in Raja Bhaiya, a belle who is a bar dancer, in love with an underworld don in Shootout At Lokhandwala, and a housewife in Daddy Cool.
She was the winner of the fourth season of Fear Factor – Khatron Ke Khiladi in 2011.
Awards and Nominations-
|2002||Awara Paagal Deewana||Tina Chappu||Hindi|
|Tumse Achcha Kaun Hai||Naina Dixit||Hindi|
|2003||Raja Bhaiya||Pratibha Sahni / Radha||Hindi|
|Okariki Okaru||Swapna Rao||Telugu|
|2004||Intlo Srimathi Veedhilo Kumari||Anjali||Telugu|
|Ab Tumhare Hawale Watan Saathiyo||Trilok’s wife||Hindi||Special appearance|
|Shaadi No. 1||Rekha Kothari||Hindi|
|Ssukh||Bhavna Rakesh Verma||Hindi|
|2006||Teesri Aankh: The Hidden Camera||Aarti||Hindi|
|2007||Shootout At Lokhandwala||Tarannum ‘Tanu’||Hindi|
|Anamika||Anamika Shroff / Anamika V. Sesodia||Hindi||Special appearance|
|Santha||Santha’s girl friend||Kannada|
|Heyy Babyy||Ali’s ex-girlfriend||Hindi||Special appearance|
|2008||Dhoom Dadakka||Shivani Sawant||Hindi|
|Chintakayala Ravi||Item song opposite Venkatesh||Telugu|
|Gopi – Goda Meedha Pilli||Monica||Telugu|
|2009||Daddy Cool||Nancy Lazarus||Hindi|
|Kisse Pyaar Karoon||Natasha||Hindi|
|2010||Milenge Milenge||Sofiya Rajeev Arora||Hindi|
|Dus Tola||Suvarnalata Shastri||Hindi|
|2013||Vyah 70 km||Preeto||Punjabi|